Deposit Rates
| Account Type |
Interest Rate |
APY* |
Minimum Deposit to Open Account
|
| Checking |
— |
— |
— |
| Power Checking** |
— |
— |
— |
| $0 - $24,999.99 |
2.50% |
2.53% |
$100.00 |
| $25,000.00 and above |
0.30% |
0.30% |
$100.00 |
| If 4 requirements are not met |
0.10% |
0.10% |
$100.00 |
| Advantage |
— |
— |
— |
| $0 - $999.00 |
0.10% |
0.10% |
$500.00 |
| $1,000.00 and above |
0.15% |
0.15% |
$500.00 |
| Preferred Checking |
0.25% |
0.25% |
$50.00 |
| ($50,000 in any combination of deposits required) |
— |
— |
— |
| Commercial Super Now |
0.25% |
0.25% |
$5,000.00 |
| Regular Savings |
0.25% |
0.25% |
$100.00 |
| Money Market Savings |
0.25% |
0.25% |
$2,000.00 |
| Preferred Money Market Savings |
— |
— |
— |
| $0 - $24,999.99 |
0.25% |
0.25% |
$10,000.00 |
| $25,000.00 - $49,999.99 |
0.30% |
0.30% |
$10,000.00 |
| $50,000.00 - $124,999.99 |
0.30% |
0.30% |
$10,000.00 |
| $125,000.00 - $249,999.99 |
0.75% |
0.75% |
$10,000.00 |
| $250,000 and above |
1.00% |
1.00% |
$10,000.00 |
| High Yield Money Market Savings |
— |
— |
— |
| $0 - $249,999.99 |
0.30% |
0.30% |
$10,000.00 |
| $250,000 - $749,999.99 |
1.10% |
1.11% |
$10,000.00 |
| $750,000 and above |
1.50% |
1.51% |
$10,000.00 |
| Certificates of Deposit |
Interest Rate |
APY* |
Minimum Deposit to Open Account
& To Obtain Disclosed APY* |
| 3 Month Certificate |
0.40% |
0.40% |
$2,000.00 |
| 6 Month Certificate |
0.70% |
0.70% |
$2,000.00 |
| 12 Month Certificate |
1.15% |
1.16% |
$2,000.00 |
| 24 Month Certificate |
1.90% |
1.91% |
$2,000.00 |
| 36 Month Certificate |
1.95% |
1.96% |
$2,000.00 |
48 Month Certificate ***
(one-time step up available) |
2.00% |
2.01% |
$2,000.00 |
60 Month Certificate ***
(one-time step up available) |
2.25% |
2.27% |
$2,000.00 |
| Certificate of Deposit Special |
— |
— |
— |
| 13 Month Certificate **** |
1.30% |
1.31% |
$7,500.00 |
| IRAs |
— |
— |
— |
| 18 Month IRA Certificate |
2.00% |
2.01% |
$2,000.00 |
| 30 Month IRA Certificate |
2.25.% |
2.27% |
$2,000.00 |
| |
|
|
|
| Analysis Account Earnings Credit |
0.20% |
|
|
* APY = Annual Percentage Yield - Effective as of July 1, 2010 Interest rate and APY subject to change without notification.
** Interest rates paid on balances each qualification cycle the requirements are met: access internet banking; one electronic direct deposit or one ACH auto debit; receive electronic statement; make 10 debit card transactions. Available as a personal account only; limited to one account per customer 18 years of age or older; account subject to credit approval. No monthly service charge.
*** The interest rate step up option will not be available during any renewals.
****Specials require minimum deposit of $7,500.00. 13-month certificate automatically renews at current 12-month rate and term.
Member of the Federal Deposit Insurance Corporation; Penalties imposed on certificates of deposits for early withdrawals; 3 month term = forfeit 3 months of interest; 6 month term = forfeit 3 months of interest; > 6 month term = forfeit 6 months of interest.
Fees could reduce earnings.
|
