Overdraft Protection (ODP) is a line of credit that works with your checking account. If your checking account drops below a zero balance, your ODP line will automatically transfer funds to your checking account. ODP is helpful in avoiding overdraft or non-sufficient funds charges. There is an annual fee for Checking Plus Overdraft Protection. This service is also subject to credit approval. Please contact a personal banker for more information, including how to apply for ODP.
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